🏢 What is Mortgage Loan?
Mortgage Loan ya Loan Against Property ek secured loan hota hai jisme aap apni residential / commercial / land ke against loan lete ho.
⭐ Features
- High amount (up to 70% of property value)
- Low interest vs personal loan
- Long tenure (up to 15 years)
📝 Eligibility
- Owner of property
- Income proof
- Clean repayment history
📄 Documents
- Aadhaar + PAN
- Income proof
- Bank statements
- Property papers (registry, map, tax receipt)
📉 Interest Rates
9.5% – 15%
🔄 Mortgage Loan Process
- Property valuation
- Income check
- Offer letter
- Legal check
- Disbursal
❓ FAQs
Q: Agriculture land par loan milta hai?
Nahi, but kuch NBFC exceptions hoti hain.