CC/OD Limit – Full Guide | Eligibility, Charges & Process

💼 What is CC/OD?

CC/OD ek revolving credit limit hoti hai jisme business jitna use karta hai sirf utne amount par interest lagta hai.

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⭐ Benefits

• Flexible limit
• Only used amount par interest
• Cash flow improve

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📝 Eligibility

• Running business
• Good banking
• GST/ITR compulsory
• CIBIL 700+

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📄 Documents

• Aadhaar + PAN
• GST
• ITR
• Bank statement (12 months)
• Business proof

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📉 Interest Rates

10% – 18%

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🔄 Process

1. Application
2. Banking analysis
3. Limit approval
4. Documentation
5. Limit activate

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❓ FAQs

Q: CC/OD limit kitni milti hai?
Bank statement turnover ke basis par.