Business Loan Guide 2025 – Documents, Eligibility & Process

🏢 What is Business Loan?

Business loan ek unsecured ya secured loan hota hai jise business expand karne, stock kharidne, machinery, staff salary, marketing ya working capital ke liye use kiya jata hai.


Eligibility

  • Business age 1–3 years
  • Positive bank statement
  • GST/ITR
  • CIBIL 650+

📄 Documents

  • Aadhaar + PAN
  • Bank statement
  • ITR / GST
  • Business proof

📉 Interest Rates

  • Banks: 10% – 18%
  • NBFC: 14% – 28%

🔄 Process

  1. Application
  2. Business income check
  3. Field visit (NBFC)
  4. Approval
  5. Disbursal

FAQs

Q: New startup ko loan milega?
Yes, NBFC startup loans available.

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